HealthHub® - Flexible Spending Accounts

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Your Inspira debit card is coming soon

If you enrolled in a Health Care or Limited Health Care Flexible Spending Account (FSA) for 2016, we’ll send you a PayFlex debit card in a plain white envelope. This is for security reasons. You should receive it by January 15, 2016. You can use your card to pay for eligible health care expenses incurred on or after January 1, 2016. “Incurred” means you received the service or product. For more information, refer to the FAQs.

Inspira makes managing your account easy!

Click here to watch a video of the online features available to you.

Inspira Customer Service

Click on the links below to learn more about Health Savings Accounts! You can view educational materials, forms, eligible expense items and frequently asked questions. These tools are available before logging in.
Please do NOT attempt to “REGISTER NOW” and create an account. Once enrolled, you can revisit the site after January 1, 2014 to register and login to your account.

Flexible Spending Accounts

If you’ve been saving for a weekend getaway, a new mountain bike or big-screen TV, you’ll be happy to know that a HealthHub® Flexible Spending Account, or FSA, can help. With a range of FSA products from which to choose and simple account tools to keep track of your funds, HealthHub® puts you in control. And gives you the chance to get more out of life by keeping your money in your own wallet.

HealthHub® Flexible Spending Accounts: More ways to save…all year long

Why a Flexible Spending Account?
Healthcare FSA
Dependent Day Care FSA
Limited Purpose FSA
Service and support behind every account

Why a Flexible Spending Account?

A Flexible Spending Account can help reduce your taxes and increase your take-home pay—giving you those extra dollars for the things you really want. On average, people save 23% in taxes (assuming Federal, state and social security taxes) by paying their out-of-pocket expenses on a pre-tax basis through an FSA. Advocated by financial planner and tax advisors, an FSA can put you closer to those extra perks—like vacations—that you don’t always budget for. And for many employees, a PayFlex Card® makes using your account as simple as swiping a debit card.

Healthcare FSA

Our Healthcare FSA allows you to pay for qualified medical expenses using pre-tax dollars. These may include medical, dental, vision, hearing, over-the-counter items and other costs such as co-pays. Because you’re paying for these expenses before taxes are taken out of your paycheck, you’ll save significantly by the end of the year. This means more money that you can use for anything you like!

Dependent Day Care FSA

The Dependent Day Care FSA allows you to pay for dependent day care expenses using pre-tax dollars, reimbursing you for these expenses so you and your spouse can work. Qualified expenses include day care, before-and-after school programs, nursery or preschool, summer day camp, even adult day care. It’s an easy way to manage your day care needs while giving you extra tax savings to enjoy the things you like.

Limited Purpose FSA

A HealthHub® Limited Purpose Flexible Spending Account (LPFSA) is an FSA that only reimburses you for eligible vision and dental expenses. It’s available to employees who are enrolled in a High Deductible Health Plan as well as a Health Savings Accounts (HSA). A LPFSA lets you save money on taxes by using this account for ongoing vision and dental expenses, while preserving your HSA funds for other purposes, including simply saving them. It’s smart, convenient and gives you a real boost in spending power.

Service and support behind every account

HealthHub® provides proactive FSA services to employer client ranging in size from two employees to more than 250,000. Here are a few of our service capabilities: