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Your Inspira debit card is coming soon
If you enrolled in a Health Care or Limited Health Care Flexible Spending Account (FSA) for 2016, we’ll send you a PayFlex debit card in a plain white envelope. This is for security reasons. You should receive it by January 15, 2016. You can use your card to pay for eligible health care expenses incurred on or after January 1, 2016. “Incurred” means you received the service or product. For more information, refer to the FAQs.

Inspira makes managing your account easy!
Click here to watch a video of the online features available to you.

Inspira Customer Service
Click on the links below to learn more about Health Savings Accounts! You can view educational materials, forms, eligible expense items and frequently asked questions. These tools are available before logging in.
Please do NOT attempt to “REGISTER NOW” and create an account. Once enrolled, you can revisit the site after January 1, 2014 to register and login to your account.

IRS Publication 969
IRS Publication 969 gives you information on Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs) and Health Reimbursement Arrangements (HRAs). It explains the general rules for FSAs, HSAs and HRAs. This includes the types of benefits that these accounts offer, the eligibility rules, who may contribute and how much and how to use the funds in these accounts.

Publication 969 also generally defines eligible expenses. These differ a little for HSAs, FSAs and HRAs.

The FSA and HRA reimburse for out-of-pocket eligible health care expenses. Note: You have to incur an expense during the time that you are covered. An expense is incurred at the time you receive the care. This is not when you're billed or pay for the care. Health insurance premiums as well as long-term care (LTC) premiums and long term care expenses are not eligible FSA expenses.

HSAs are individual accounts that are available to all taxpayers. HSAs may also be available through your employer.

You can also refer to IRS Publication 502 for a general list of eligible health care expenses.

Note: All spending accounts have limitations and may have certain exclusions, please refer to your employer's plan documents for specific information about your plan.

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  IRS Publication 969.
 
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